Home Loan - Required Documents
Checklist of Documents Required for Home Loan
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Address Proof: License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
- Employment Appointment Letter: Required if the current employment is less than 1-year old
- Financial Documents: 0 3 month salary slip, 0 6 month bank statement, 0 2 year Form 16
List of Common Documents
- Complete Home Loan Application Form with one passport size photograph.
- Photo Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Residence Address Proof: License/ Registered Rent Agreement/ Utility Bill
- Residence Ownership Proof:Sale deed or rental agreement
- Income Proof: salary slip, bank statement and Form 16
- Job Continuity Proof: Appointment letter at employment and validation letter from HR
- Bank Statement: Past 6 months’ document
- Property Documents: Sale deed, Katha, transfer of ownership
- Advance Processing Cheque: A cancelled cheque for validation of bank account
- Investment Proof: LIC, mutual funds, property document etc.
- Financial Documents:
- For Salaried Individual: 3 month salary slip, Form 16 and bank statement
- For Self-Employed Individual: IT returns for last 2 years along with computation of income tax for past 2 years certified by a Chartered accountant
- For Self-Employed Non- Professionals: IT returns for last 3 years along with computation of income tax for past 2 years certified by a Chartered accountant
- Loan Form: Bank loan application form to be filled with passport size photographs affixed
- Address Proof: License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Bank Statement: 6 months bank statement that shows salary from the employer and any EMI paid for outstanding debit
- Income Proof: 3 month payslips, 2 years Form 16, Copy of Income Tax PAN
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Address Proof: License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
- Office Address Proof: Property Documents, Utility Bill
- Bank Statement: Past 1 year bank statement 1 passport size color photograph
- Income Proof: Latest 3 years Income Tax Returns including Computation of Income, Profit & Loss Account, Audit Report, Balance Sheet, etc.
- Office Ownership Proof: Property Documents, Utility Bill, Maintenance Bill
- Business Existence Proof: 3 years old Saral Copy, the Company Registration license, Shop Establishment Act
- 1 passport size color photograph
- Photo/Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Residence Address Proof: License/ Registered Rent Agreement/ Utility Bill
- Agege Proof: Pan Card or Passport
- Income Proof: Pension Returns Or Bank Statement
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Quality of work is also good. Service is excellent. After sale service is very good, staff is very prompt and cooperative
- Ravindra Sawant
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